@import "https://fonts.googleapis.com/css2?family=Montserrat:wght@500;600;700&family=Inter:wght@400;500;600&display=swap";
:root{--bg:#fff;--bg-soft:#faf9f6;--bg-cream:#f1ede4;--ink:#1d1c1a;--ink-soft:#56534f;--muted:#8b8884;--brand:#143446;--brand-2:#1f5067;--brand-ink:#0d2230;--accent:#b08d57;--line:#e7e3da;--line-soft:#efece5;--card:#fff;--shadow-sm:0 1px 2px #1434460a, 0 2px 8px #1434460d;--shadow-md:0 4px 14px #14344612, 0 12px 40px #14344612;--radius:16px;--radius-lg:24px;--maxw:1180px;--ease:cubic-bezier(.16,1,.3,1)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-family:Inter,system-ui,sans-serif;line-height:1.6;overflow-x:hidden}h1,h2,h3,h4{letter-spacing:-.01em;color:var(--ink);font-family:Montserrat,system-ui,sans-serif;font-weight:600;line-height:1.12}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}::selection{background:var(--brand);color:#fff}::-webkit-scrollbar{width:10px}::-webkit-scrollbar-track{background:var(--bg-soft)}::-webkit-scrollbar-thumb{border:2px solid var(--bg-soft);background:#d7d2c8;border-radius:6px}::-webkit-scrollbar-thumb:hover{background:#c4bdb0}.container{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:24px}.section{padding:96px 0}.section--cream{background:var(--bg-cream)}.section--soft{background:var(--bg-soft)}.section--navy{background:var(--brand);color:#eef2f4}.eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--brand);align-items:center;gap:8px;margin-bottom:18px;font-family:Montserrat,sans-serif;font-size:12px;font-weight:600;display:inline-flex}.eyebrow:before{content:"";background:var(--accent);width:26px;height:1.5px;display:inline-block}.section--navy .eyebrow{color:#cfe0e8}.section--navy .eyebrow:before{background:var(--accent)}.lead{color:var(--ink-soft);max-width:62ch;font-size:1.06rem}.section--navy .lead{color:#c7d4da}.center{text-align:center}.center .eyebrow,.center .lead{margin-inline:auto}h1.display{font-size:clamp(2.1rem,5.2vw,4rem);font-weight:700}h2.title{font-size:clamp(1.7rem,3.6vw,2.75rem)}h3.sub{font-size:1.18rem}.muted{color:var(--muted)}.btn{cursor:pointer;transition:transform .25s var(--ease), background .25s var(--ease), color .2s, box-shadow .25s var(--ease), border-color .2s;white-space:nowrap;border:1.5px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:9px;padding:14px 26px;font-family:Montserrat,sans-serif;font-size:.94rem;font-weight:600;display:inline-flex}.btn svg{width:17px;height:17px}.btn-primary{background:var(--brand);color:#fff;box-shadow:0 8px 22px -8px #1434468c}.btn-primary:hover{background:var(--brand-2);transform:translateY(-2px);box-shadow:0 14px 30px -10px #14344699}.btn-ghost{color:var(--brand);border-color:var(--line);background:#fff;box-shadow:0 6px 18px -10px #1434464d}.btn-ghost:hover{border-color:var(--brand);background:#fff;transform:translateY(-2px);box-shadow:0 12px 26px -10px #14344661}.btn-light{color:var(--brand);background:#fff}.btn-light:hover{transform:translateY(-2px);box-shadow:0 12px 28px -10px #0006}.btn-outline-light{color:#fff;background:0 0;border-color:#ffffff59}.btn-outline-light:hover{background:#ffffff14;border-color:#fff;transform:translateY(-2px)}.btn-block{width:100%}.site-header{z-index:100;-webkit-backdrop-filter:saturate(180%)blur(14px);background:#ffffffd1;border-bottom:1px solid #0000;transition:border-color .3s,box-shadow .3s,background .3s;position:sticky;top:0}.site-header.scrolled{border-bottom-color:var(--line);box-shadow:var(--shadow-sm)}.nav{justify-content:space-between;align-items:center;height:72px;display:flex}.brand{align-items:center;gap:11px;font-family:Montserrat,sans-serif;display:flex}.brand-mark{background:linear-gradient(140deg, var(--brand), var(--brand-2));color:#fff;border-radius:10px;flex-shrink:0;place-items:center;width:34px;height:34px;font-size:1rem;font-weight:700;display:grid;box-shadow:inset 0 1px 1px #ffffff40}.brand-name{letter-spacing:-.02em;color:var(--ink);font-size:1.28rem;font-weight:700}.brand-logo{border-radius:8px;width:auto;height:38px;display:block}.brand-wordmark{width:auto;height:24px;display:block}.brand-name span{color:var(--brand)}.nav-links{align-items:center;gap:4px;display:flex}.nav-links a{color:var(--ink-soft);border-radius:9px;padding:9px 14px;font-family:Montserrat,sans-serif;font-size:.92rem;font-weight:500;transition:color .2s,background .2s;position:relative}.nav-links a:hover{color:var(--brand);background:#1434460a}.nav-links a.active{color:var(--brand)}.nav-links a.active:after{content:"";background:var(--accent);border-radius:2px;height:2px;position:absolute;bottom:2px;left:14px;right:14px}.nav-cta{align-items:center;gap:14px;display:flex}.nav-toggle{cursor:pointer;color:var(--brand);background:0 0;border:0;padding:8px;display:none}.nav-toggle svg{width:26px;height:26px}.mobile-drawer{z-index:200;visibility:hidden;opacity:0;transition:opacity .3s,visibility .3s;position:fixed;inset:0}.mobile-drawer.open{visibility:visible;opacity:1}.drawer-scrim{-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);background:#0d223073;position:absolute;inset:0}.drawer-panel{width:300px;max-width:84vw;height:100%;transition:transform .4s var(--ease);background:#fff;flex-direction:column;padding:26px;display:flex;position:absolute;top:0;right:0;transform:translate(100%);box-shadow:-20px 0 50px -20px #0000004d}.mobile-drawer.open .drawer-panel{transform:translate(0)}.drawer-close{cursor:pointer;color:var(--ink-soft);background:0 0;border:0;align-self:flex-end;padding:6px}.drawer-close svg{width:26px;height:26px}.drawer-panel .drawer-links{flex-direction:column;gap:2px;margin-top:14px;display:flex}.drawer-panel .drawer-links a{color:var(--ink);border-radius:11px;padding:13px 12px;font-family:Montserrat,sans-serif;font-size:1.08rem;font-weight:500;transition:background .2s,color .2s}.drawer-panel .drawer-links a:hover,.drawer-panel .drawer-links a.active{background:var(--bg-cream);color:var(--brand)}.drawer-foot{margin-top:auto}.drawer-meta{color:var(--muted);margin-top:26px;font-size:.82rem;line-height:1.7}.hero{background:var(--bg);position:relative;overflow:hidden}.hero:before{content:"";z-index:0;pointer-events:none;background:radial-gradient(60% 70% at 85% 8%, #14344612, transparent 60%), radial-gradient(50% 60% at 10% 100%, #b08d571a, transparent 55%), linear-gradient(180deg, #fff 0%, var(--bg-soft) 100%);position:absolute;inset:0}.hero-inner{z-index:1;padding-block:92px 104px;position:relative}.hero-home{max-width:880px}.hero h1{margin:0 0 22px}.hero .lead{margin-bottom:34px;font-size:1.18rem}.hero-actions{flex-wrap:wrap;gap:14px;margin-bottom:40px;display:flex}.trust-row{flex-wrap:wrap;align-items:center;gap:26px;display:flex}.trust-row .ti{color:var(--ink-soft);align-items:center;gap:9px;font-size:.9rem;font-weight:500;display:inline-flex}.trust-row .ti svg{width:18px;height:18px;color:var(--brand)}.pagehero{background:var(--bg-cream);position:relative;overflow:hidden}.pagehero:before{content:"";z-index:0;pointer-events:none;background:radial-gradient(55% 80% at 90% 0,#14344614,#0000 60%);position:absolute;inset:0}.pagehero-inner{z-index:1;max-width:820px;padding-block:88px 72px;position:relative}.pagehero h1{margin-bottom:18px;font-size:clamp(2rem,4.4vw,3.2rem)}.pagehero .lead{font-size:1.14rem}.crumbs{color:var(--muted);letter-spacing:.02em;margin-bottom:22px;font-family:Montserrat,sans-serif;font-size:.82rem}.crumbs a:hover{color:var(--brand)}.grid{gap:24px;display:grid}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);transition:transform .35s var(--ease), box-shadow .35s var(--ease), border-color .3s;padding:30px}.card:hover{box-shadow:var(--shadow-md);border-color:#ddd7cc;transform:translateY(-4px)}.card .ico{width:50px;height:50px;color:var(--brand);background:linear-gradient(140deg,#1434461a,#1434460a);border-radius:13px;place-items:center;margin-bottom:20px;display:grid}.card .ico svg{width:24px;height:24px}.card h3{margin-bottom:10px;font-size:1.16rem}.card p{color:var(--ink-soft);font-size:.96rem}.card .stat-row{border-top:1px solid var(--line-soft);margin-top:22px;padding-top:18px}.card .stat-row .big{color:var(--brand);font-family:Montserrat,sans-serif;font-size:1.6rem;font-weight:700}.card .stat-row .lbl{color:var(--muted);font-size:.82rem}.pillars{grid-template-columns:repeat(4,1fr);gap:18px;margin-top:44px;display:grid}.pillar{text-align:center;border-radius:var(--radius);border:1px solid var(--line);background:#fff;padding:28px 18px}.pillar .pico{background:var(--bg-cream);width:46px;height:46px;color:var(--brand);border-radius:50%;place-items:center;margin:0 auto 14px;display:grid}.pillar .pico svg{width:22px;height:22px}.pillar strong{color:var(--ink);font-family:Montserrat,sans-serif;font-size:.98rem;display:block}.split{grid-template-columns:1fr 1fr;align-items:center;gap:64px;display:grid}.split.reverse .split-visual{order:-1}.split-body h2{margin-bottom:16px}.split-body .lead{margin-bottom:24px}.feature-list{flex-direction:column;gap:13px;margin:8px 0 30px;list-style:none;display:flex}.feature-list li{color:var(--ink-soft);align-items:flex-start;gap:13px;font-size:.98rem;display:flex}.feature-list li svg{width:20px;height:20px;color:var(--brand);flex-shrink:0;margin-top:2px}.split-visual{border-radius:var(--radius-lg);background:linear-gradient(150deg, var(--brand), var(--brand-ink));min-height:360px;box-shadow:var(--shadow-md);place-items:center;padding:40px;display:grid;position:relative;overflow:hidden}.split-visual:after{content:"";pointer-events:none;opacity:.5;background-image:linear-gradient(#ffffff0d 1px,#0000 1px),linear-gradient(90deg,#ffffff0d 1px,#0000 1px);background-size:38px 38px;position:absolute;inset:0;-webkit-mask-image:radial-gradient(70% 70% at 50% 40%,#000,#0000);mask-image:radial-gradient(70% 70% at 50% 40%,#000,#0000)}.split-visual .vstat{text-align:center;color:#fff;position:relative}.split-visual .vstat .num{letter-spacing:-.02em;font-family:Montserrat,sans-serif;font-size:clamp(2.6rem,5vw,4rem);font-weight:700}.split-visual .vstat .cap{color:#b9cad2;letter-spacing:.03em;margin-top:6px;font-size:.95rem}.split-visual .vstat .accent{color:var(--accent)}.split-visual--map{background:var(--bg-soft);border:1px solid var(--line)}.split-visual--map:after{display:none}.swiss-path{width:100%}.swiss-path .swiss-tail{animation:6.5s linear infinite swiss-travel}@keyframes swiss-travel{to{stroke-dashoffset:-1660px}}@media (prefers-reduced-motion:reduce){.swiss-path .swiss-tail{animation:none}}.tiles{grid-template-columns:repeat(2,1fr);gap:14px;display:grid}.tile{border:1px solid var(--line);background:#fff;border-radius:13px;padding:18px}.tile .tt{color:var(--brand);font-family:Montserrat,sans-serif;font-size:1.02rem;font-weight:700}.tile .td{color:var(--muted);margin-top:4px;font-size:.82rem}.section--navy .tile{background:#ffffff0d;border-color:#ffffff1f}.section--navy .tile .tt{color:#fff}.section--navy .tile .td{color:#a9bcc4}.steps{counter-reset:step;grid-template-columns:repeat(4,1fr);gap:22px;display:grid}.steps.five{grid-template-columns:repeat(5,1fr)}.step{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);background:#fff;padding:28px 24px;position:relative}.step .n{color:#14344629;margin-bottom:14px;font-family:Montserrat,sans-serif;font-size:2.4rem;font-weight:700;line-height:1}.step h4{margin-bottom:8px;font-size:1.02rem}.step p{color:var(--ink-soft);font-size:.9rem}.bigmetric{text-align:center}.bigmetric .mega{letter-spacing:-.03em;color:var(--brand);font-family:Montserrat,sans-serif;font-size:clamp(3.2rem,11vw,9rem);font-weight:700;line-height:.92}.bigmetric .megacap{margin-top:14px;font-family:Montserrat,sans-serif;font-size:1.15rem;font-weight:600}.metric-bar{border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);background:#fff;grid-template-columns:repeat(3,1fr);margin-top:56px;display:grid;overflow:hidden}.metric-bar .mb{text-align:center;border-right:1px solid var(--line-soft);padding:38px 30px}.metric-bar .mb:last-child{border-right:0}.metric-bar .mb .v{color:var(--brand);letter-spacing:-.02em;font-family:Montserrat,sans-serif;font-size:2.6rem;font-weight:700}.metric-bar .mb .k{margin-top:8px;font-family:Montserrat,sans-serif;font-weight:600}.metric-bar .mb p{color:var(--ink-soft);margin-top:6px;font-size:.88rem}.cases{grid-template-columns:repeat(2,1fr);gap:28px;display:grid}.case{border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);background:#fff;flex-direction:column;padding:38px;display:flex}.case .tag{letter-spacing:.12em;text-transform:uppercase;color:var(--accent);margin-bottom:12px;font-family:Montserrat,sans-serif;font-size:.74rem;font-weight:600}.case h3{margin-bottom:16px;font-size:1.3rem}.case p{color:var(--ink-soft);font-size:.96rem}.case blockquote{background:var(--bg-cream);border-left:3px solid var(--accent);color:var(--ink);border-radius:0 12px 12px 0;margin-top:24px;padding:20px 22px;font-size:.95rem;font-style:italic}.case blockquote cite{color:var(--brand);margin-top:10px;font-family:Montserrat,sans-serif;font-style:normal;font-weight:600;display:block}.tcards{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.tcard{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);background:#fff;padding:28px}.tcard .stars{color:var(--accent);gap:3px;margin-bottom:14px;display:flex}.tcard .stars svg{width:16px;height:16px}.tcard p{color:var(--ink-soft);font-size:.95rem}.tcard .who{border-top:1px solid var(--line-soft);align-items:center;gap:12px;margin-top:20px;padding-top:16px;display:flex}.avatar{background:linear-gradient(140deg,var(--brand),var(--brand-2));color:#fff;border-radius:50%;flex-shrink:0;place-items:center;width:42px;height:42px;font-family:Montserrat,sans-serif;font-size:.85rem;font-weight:600;display:grid}.who .nm{font-family:Montserrat,sans-serif;font-size:.92rem;font-weight:600}.who .rl{color:var(--muted);font-size:.8rem}.team{grid-template-columns:repeat(3,1fr);gap:26px;display:grid}.member{border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);transition:transform .35s var(--ease), box-shadow .35s var(--ease);background:#fff;padding:32px}.member:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}.member .av{background:linear-gradient(140deg,var(--brand),var(--brand-ink));color:#fff;border-radius:18px;place-items:center;width:64px;height:64px;margin-bottom:20px;font-family:Montserrat,sans-serif;font-size:1.3rem;font-weight:700;display:grid;overflow:hidden}.member .av .av-photo{object-fit:cover;width:100%;height:100%;display:block}.member h3{margin-bottom:4px;font-size:1.16rem}.member .role{letter-spacing:.04em;color:var(--accent);text-transform:uppercase;margin-bottom:14px;font-family:Montserrat,sans-serif;font-size:.82rem;font-weight:600}.member p{color:var(--ink-soft);font-size:.93rem}.partner-logos{grid-template-columns:repeat(6,1fr);align-items:center;gap:28px;display:grid}.partner-logo{place-items:center;padding:10px;display:grid}.partner-logo img{object-fit:contain;opacity:.7;filter:grayscale();width:auto;max-width:100%;height:auto;max-height:46px;transition:opacity .3s var(--ease), filter .3s var(--ease)}.partner-logo img:hover{opacity:1;filter:none}.vqf-logo{width:auto;max-width:100%;height:auto;max-height:130px;display:block}@media (max-width:880px){.partner-logos{grid-template-columns:repeat(3,1fr)}}@media (max-width:560px){.partner-logos{grid-template-columns:repeat(2,1fr)}}.termsheet{border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);background:#fff;padding:34px}.termsheet h3{margin-bottom:18px;font-size:1.2rem}.ts-row{border-bottom:1px solid var(--line-soft);justify-content:space-between;gap:20px;padding:13px 0;font-size:.92rem;display:flex}.ts-row:last-of-type{border-bottom:0}.ts-row .k{color:var(--muted);font-family:Montserrat,sans-serif}.ts-row .v{color:var(--ink);text-align:right;font-weight:600}.claimband{text-align:center}.claimband h2{color:#fff;max-width:18ch;margin:0 auto 14px;font-size:clamp(1.6rem,3.4vw,2.6rem)}.claimband .sub{color:#c7d4da;max-width:60ch;margin:0 auto}.ctaband{background:linear-gradient(150deg, var(--brand), var(--brand-ink));color:#fff;border-radius:var(--radius-lg);text-align:center;box-shadow:var(--shadow-md);padding:64px;position:relative;overflow:hidden}.ctaband:after{content:"";pointer-events:none;opacity:.5;background-image:linear-gradient(#ffffff0d 1px,#0000 1px),linear-gradient(90deg,#ffffff0d 1px,#0000 1px);background-size:40px 40px;position:absolute;inset:0;-webkit-mask-image:radial-gradient(70% 80% at 50% 0,#000,#0000);mask-image:radial-gradient(70% 80% at 50% 0,#000,#0000)}.ctaband>*{z-index:1;position:relative}.ctaband h2{color:#fff;margin-bottom:14px;font-size:clamp(1.7rem,3.6vw,2.7rem)}.ctaband p{color:#c7d4da;max-width:48ch;margin:0 auto 30px}.ctaband .hero-actions{justify-content:center;margin-bottom:0}.ctaband .fine{color:#ffffff80;margin-top:20px;font-size:.8rem}.contact-layout{grid-template-columns:1.6fr 1fr;align-items:start;gap:48px;display:grid}.tabs{background:var(--bg-cream);border-radius:14px;flex-wrap:wrap;gap:4px;margin-bottom:30px;padding:5px;display:inline-flex}.tab{color:var(--ink-soft);cursor:pointer;transition:all .25s var(--ease);background:0 0;border:0;border-radius:10px;padding:11px 20px;font-family:Montserrat,sans-serif;font-size:.9rem;font-weight:600}.tab:hover{color:var(--brand)}.tab.active{color:var(--brand);box-shadow:var(--shadow-sm);background:#fff}.panel{animation:fadeUp .45s var(--ease);display:none}.panel.active{display:block}.panel-head{margin-bottom:22px}.panel-head h2{margin-bottom:8px;font-size:1.5rem}.panel-head p{color:var(--ink-soft);font-size:.96rem}form{display:block}.fieldset-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}.field{flex-direction:column;margin-bottom:16px;display:flex}.field.col-2{grid-column:span 2}.field label{color:var(--ink);margin-bottom:7px;font-family:Montserrat,sans-serif;font-size:.82rem;font-weight:600}.field label .req{color:var(--accent)}.field input,.field select,.field textarea{color:var(--ink);border:1.5px solid var(--line);background:#fff;border-radius:11px;width:100%;padding:12px 14px;font-family:Inter,sans-serif;font-size:.95rem;transition:border-color .2s,box-shadow .2s}.field textarea{resize:vertical;min-height:120px}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--brand);outline:none;box-shadow:0 0 0 3px #1434461a}.field input::placeholder,.field textarea::placeholder{color:#b5b1aa}.field .err{color:#b3261e;margin-top:6px;font-size:.78rem;display:none}.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#d9534f}.field.invalid .err{display:block}.consent{align-items:flex-start;gap:11px;margin:6px 0 22px;display:flex}.consent input{width:18px;height:18px;accent-color:var(--brand);flex-shrink:0;margin-top:3px}.consent label{color:var(--ink-soft);font-family:Inter,sans-serif;font-size:.84rem;font-weight:400}.consent 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